LoanPlus Sri Lanka is a leading online lending company dedicated to meeting your financial needs with ease and efficiency. We specialize in providing unsecured loans to our valued customers, offering convenient access to funds of up to 80,000 LKR. For first-time borrowers, we offer an initial loan limit of up to 40,000 LKR to help you get started on your financial journey.
Our primary focus is to assist you during those moments of urgent financial need when you require quick access to funds. Whether it’s for unexpected medical expenses, car repairs, or any other unforeseen financial challenges, LoanPlus Sri Lanka is here to support you.
Our loans are designed to be short-term solutions, providing you with the financial flexibility to bridge the gap until your next paycheck. We offer a range of loan products, including salary loans, designed to cater to different financial situations and requirements.
What sets LoanPlus Sri Lanka apart is our commitment to a hassle-free lending experience. Our online platform ensures that you can apply for a loan from the comfort of your home or office, saving you valuable time and effort. Our application process is straightforward, and once approved, you can expect fast disbursal of funds to your bank account.
At LoanPlus Sri Lanka, we understand that financial emergencies can happen to anyone, and we are dedicated to helping you navigate through these challenging times. We pride ourselves on transparent terms and competitive interest rates, ensuring that you can access the financial support you need without unnecessary stress.
Choose LoanPlus Sri Lanka for your short-term lending needs, and experience a reliable partner committed to helping you achieve your financial goals. Trust us to be there when you really need money, offering you a lifeline in times of financial urgency. Your financial well-being is our top priority. Apply with us today and discover the convenience and flexibility of LoanPlus Sri Lanka’s online lending services.
LoanPlus Sri Lanka – Overview
LoanPlus Sri Lanka is an online lending company that specializes in offering unsecured loans. Unsecured loans are a valuable financial tool for those facing unforeseen expenses or short-term cash flow issues. Here are some key details about LoanPlus Sri Lanka:
Loan Amount
LoanPlus Sri Lanka provides loans ranging from LKR 5,000 to LKR 80,000. For first-time borrowers, the maximum loan amount is capped at LKR 40,000. This flexibility allows borrowers to choose the loan amount that best suits their immediate financial requirements.
First Loan
For those who are new to LoanPlus, the company offers an introductory loan of up to LKR 40,000. This feature can be particularly beneficial for individuals who are looking for a smaller loan to address their initial financial needs.
Commission for the First Loan
LoanPlus charges a nominal commission for the first loan, which amounts to 0.01% per day. This transparent fee structure ensures that borrowers are aware of the costs associated with their loans.
Loan Term
The loan term with LoanPlus Sri Lanka can extend up to 30 days. This short-term nature of the loans is designed to provide immediate financial relief, with the expectation that the borrowed amount will be repaid within a reasonable timeframe.
Eligibility Criteria
To qualify for a loan with LoanPlus Sri Lanka, applicants must meet the following criteria:
- Citizenship: Applicants must be citizens of Sri Lanka.
- Age: Borrowers should be between 20 and 60 years old.
- Employment: Having a source of employment is a prerequisite.
- Minimum Monthly Income: Borrowers must have a minimum monthly income of LKR 15,000.
Documentation Requirements
The documentation requirements for LoanPlus Sri Lanka are straightforward. Borrowers need to provide their National Identity Card (NIC) as part of the application process. This simplicity and minimal paperwork contribute to the efficiency of LoanPlus’s services.
Collateral and Guarantor
One notable advantage of LoanPlus is that it does not require collateral or a guarantor for loan approval. This reduces the burden on borrowers, making the application process less cumbersome.
Company Information
LoanPlus operates under the legal entity AIS IT Consulting Services (Private) Limited, holding registration number PV00215063. This registration ensures that the company adheres to legal and regulatory standards, providing borrowers with confidence in the legitimacy of their services.
How to Apply for a Loan with LoanPlus
Applying for a loan with LoanPlus Sri Lanka is a straightforward process that prioritizes speed and convenience. Here are the steps to guide you through the application:
- Step 1: Define Your Loan Needs Begin by determining the specific loan amount that meets your requirements. LoanPlus offers a user-friendly loan calculator to help you calculate your desired loan sum accurately.
- Step 2: Fill Out the Online Form The online application form is designed for speed and simplicity. It requires only your National Identity Card (NIC) and phone number. You can complete the form in just a few minutes, making the process efficient.
- Step 3: Await Application Response LoanPlus aims to provide quick decisions, typically within 5 minutes. If additional information is needed, the company will contact you promptly to finalize the application.
- Step 4: Electronically Sign the Agreement Upon confirming your choice to proceed with the online loan, you’ll receive a verification code via SMS. This streamlined process ensures real-time loan transfers, ensuring a hassle-free experience from start to finish.
- Step 5: Repay Your Loan On Time Timely loan repayment is the final and crucial step in the process. It is essential to fulfill your repayment obligations as agreed upon in the loan agreement. Neglecting this responsibility can lead to penalties and additional financial challenges.
Contact Information
If you need to contact the LoanPlus Support Team for any inquiries or assistance, here are the contact details:
- Company: AIS IT Consulting Services (Private) Limited
- Website: LoanPlus Sri Lanka
- Email: info@loanplus.lk
- Phone: +94114411122
- Working Hours: 8:00 AM – 8:00 PM
- Address: No. 47 Alexandra Place, Colombo 07, Sri Lanka
LoanPlus Reviews
As LoanPlus Sri Lanka is a relatively new player in the lending industry, comprehensive online reviews may be limited. However, here are some key points to consider:
- The company is legally registered in Sri Lanka, holding registration number PV00215063.
- LoanPlus offers unsecured loans, but it’s crucial to thoroughly review all terms and conditions before applying.
- The active presence of LoanPlus on social media, such as their Facebook page (https://www.facebook.com/loanplus.lk), indicates the company’s commitment to customer engagement and transparency.
FAQ About LoanPlus LK
Is LoanPlus Sri Lanka a Legal Company?
Yes, LoanPlus Sri Lanka is a legally registered company operating under AIS IT Consulting Services (Private) Limited, with registration number PV00215063. The company functions as an intermediary between borrowers and lenders, streamlining the loan process.
How Can I Receive Money with LoanPlus?
Upon approval of your loan application, the loan amount will be transferred to the bank account provided during your application. You will receive a decision via SMS or email, or both. Additionally, LoanPlus may have an in-house verification team that may contact you before approval to verify the information provided in your application. It’s important to note that to qualify, you must be employed and aged between 20 and 60 years old.
Conclusion
In conclusion, LoanPlus Sri Lanka offers a secure and efficient online lending solution for individuals in Sri Lanka who find themselves in need of quick financial assistance. Whether you are facing unexpected expenses or require funds for emergencies, LoanPlus provides flexible loan options with transparent terms and a user-friendly application process.
By choosing LoanPlus, you can access favorable loan terms tailored to your specific needs, ensuring a smooth and convenient borrowing experience. Timely loan repayment is essential to avoid penalties and additional financial complications. If you ever require a reliable online loan solution in Sri Lanka, LoanPlus is here to assist you, ensuring that you have the support you need during challenging times.
ශ්රී ලංකාවේ අඩු පොලී අනුපාතයක් සහිත හොඳම ඔන්ලයින් ණය
Loan type
Short termFor a period of
30 daysRate ()
1.00% / dayLoan amount
40000 €Approval in
5 minutesFirst loan free
noLoan type
Short termFor a period of
122 daysRate (ARP)
12.00% / yearLoan amount
40000 $Approval in
15 minutesFirst loan free
noLoan type
Short termFor a period of
28 daysRate ()
0.04% / dayLoan amount
60000 $Approval in
0 minutesFirst loan free
yes