In the dynamic and unpredictable landscape of modern life, unexpected financial demands can frequently arise. Whether it’s an unforeseen medical expense, urgent home repair, or a sudden travel requirement, having access to a reliable and rapid source of financial assistance can make all the difference.
Fino.lk, a cutting-edge online lending platform, has emerged as a trustworthy and convenient solution to address these immediate financial needs. With an unwavering commitment to customer satisfaction and a user-friendly interface, Fino.lk offers loans that are easily accessible, transparent, and meticulously tailored to meet your unique financial requirements.
About Fino.lk
Fino.lk is a pioneering online lending platform that’s on a mission to simplify the process of obtaining funds for unforeseen expenses. We understand that financial emergencies can strike at any moment, and our goal is to provide a swift and user-friendly solution. Here’s why Fino.lk stands out as the ideal choice for addressing your financial needs:
Quick and Effortless Application: The application process for a loan through Fino.lk is incredibly straightforward. You can initiate the process using any mobile device or computer, and our approval process is lightning-fast. You can expect to receive a response within minutes, ensuring that you get the funds you need without unnecessary delays.
Loan Range and Terms: Fino.lk offers loans that range from a minimum of Rs. 3,000 to a maximum of Rs. 100,000. What’s more, we provide flexible repayment options that span up to 30 days, allowing you to tailor the loan to your unique financial situation and needs.
Promotional Offer for New Customers: Fino.lk is proud to extend a special promotional offer exclusively to new customers. Under this exciting promotion, the first loan, which can go up to Rs. 20,000, comes with a remarkable 100% interest waiver. The final loan amount and specific terms and conditions of this offer will be clearly presented during the application process. However, it’s important to note that this offer is applicable only if the loan is repaid on time.
Fino.lk – Terms and Conditions
We believe in complete transparency and honesty when it comes to our terms and conditions. Here are the key terms and conditions that apply when you choose Fino.lk as your financial partner:
Loan Amount: Fino.lk offers a wide range of loan amounts, allowing you to secure funds ranging from Rs. 3,000 to Rs. 100,000 to cater to your specific needs and financial situation.
Loan Type: Our loans are disbursed directly to your bank account, ensuring a hassle-free and seamless experience.
Loan Period: Choose a loan repayment period that suits your financial situation, with options ranging from a minimum of 1 day to a maximum of 120 days.
No Collateral or Guarantor Required: At Fino.lk, we understand that you need quick access to funds without the hassle of providing collateral or finding a guarantor.
Eligibility: To qualify for a loan from Fino.lk, you need to be a Sri Lankan citizen between the ages of 20 and 60. Additionally, you must be employed and possess a valid National Identity Card (NIC). Ensure that your mobile phone number is not blocked, and you have a functional email address.
Loan Extension: Fino.lk understands that circumstances can change, and we offer the option to extend your loan if needed. We’re here to provide flexibility when you need it most.
Interest Rate Calculation – An Example
To gain a better understanding of how interest rates are calculated when you choose Fino.lk, let’s examine an illustrative example:
Loan Details:
- Loan Amount: Rs. 50,000
- Loan Period: 30 days
- Consulting Fee: Rs. 0
- Service Fee: Rs. 20,000
- Interest Rate (12% per year): Rs. 2,500
- Total Payment: Rs. 72,500
It’s important to keep in mind that late or non-payment of a loan can lead to additional fees, as specified in our detailed terms and conditions.
Advantages of Lending with Fino.lk
Fino.lk takes pride in offering a multitude of advantages to borrowers, ensuring that your experience is as convenient and favorable as possible:
Revolving Loan: We provide revolving loans without any additional payment or fees. When opting for a renewed loan, you only need to make full repayment of the previous one.
Automation: Our platform is entirely automated, eliminating the need for human intervention in the loan application process. This ensures efficiency, accuracy, and a streamlined experience for our valued customers.
Convenience: Fino.lk places a premium on ensuring that applying for a loan is an effortless and straightforward process. All you need to do is submit a valid ID and a selfie. Once your application is approved, you can make payments through our partner channels, which are conveniently available nationwide.
Speed and Reliability: We prioritize speed and reliability at Fino.lk. You can expect your loan application to be approved within minutes, with the funds instantly transferred to your bank account. We understand that time is of the essence when you’re facing a financial emergency.
Data Protection: Your security and data privacy are paramount to us. Fino.lk employs stringent data protection measures to safeguard your personal information and ensure that it remains confidential and secure.
Contact Fino.lk
Should you require additional information or assistance, please do not hesitate to reach out to us. Our dedicated support team is here to assist you at every step of the way:
- Website: fino.lk
- Email: info@fino.lk
- Phone: 0117750300
- Applications Accepted: 24/7, ensuring that you can access the financial assistance you need at any time.
- Contact Center Hours: Our contact center operates from 8:30 am to 5:30 pm, Monday to Friday, to provide you with dedicated support and assistance.
- Address: 00800, Sri Lanka, Colombo 07, №47 Alexandra Place
At Fino.lk, we are committed to being your trusted financial partner, delivering swift and reliable solutions to address your financial needs. Your satisfaction and financial well-being are our top priorities, and we are here to provide you with a seamless and convenient borrowing experience. Don’t let unexpected expenses hold you back – turn to Fino.lk for a dependable and efficient solution that puts you in control of your financial future.
ශ්රී ලංකාවේ අඩු පොලී අනුපාතයක් සහිත හොඳම ඔන්ලයින් ණය
Loan type
Short termFor a period of
30 daysRate ()
1.00% / dayLoan amount
40000 €Approval in
5 minutesFirst loan free
noLoan type
Short termFor a period of
122 daysRate (ARP)
12.00% / yearLoan amount
40000 $Approval in
15 minutesFirst loan free
noLoan type
Short termFor a period of
28 daysRate ()
0.04% / dayLoan amount
60000 $Approval in
0 minutesFirst loan free
yes