Review of CashX Sri Lanka: Fast Online Loans up to Rs. 50,000

In today’s fast-paced world, financial needs often arise unexpectedly. Whether it’s covering medical expenses, repairing a vehicle, or addressing urgent home repairs, having access to quick funds is essential. CashX Sri Lanka, a rising star in the online lending space, aims to bridge this gap by offering fast online loans of up to Rs. 50,000. In this review, we will explore the nuances of CashX Sri Lanka, shedding light on its terms, requirements, customer reviews, contact information, and the significance of responsible borrowing.

Overview of CashX Sri Lanka

CashX Sri Lanka has quickly gained prominence as a microloan service provider in Sri Lanka. With its user-friendly online platform, borrowers can apply for loans and receive funds promptly. However, as with any financial transaction, understanding the terms and conditions is crucial to making an informed decision.


Importance of Loan Repayment

While acquiring a loan is a straightforward process, repaying it in a timely manner is equally important. Failure to adhere to repayment schedules can result in penalties and affect one’s credit score. Therefore, this review will emphasize the significance of responsible loan repayment.

The Growing Popularity of Online Microloan Services

The financial landscape in Sri Lanka has been evolving rapidly. Online microloan services have gained traction due to their convenience and accessibility. We’ll delve into the reasons behind the popularity of these services and their impact on the country’s financial ecosystem.

CashX Sri Lanka in Summary

Let’s start by dissecting the key information that potential borrowers should be aware of before considering CashX Sri Lanka as their lending partner.

  • Loan Amount: CashX Sri Lanka offers loans of up to Rs. 50,000.
  • Minimum Loan Amount: The minimum loan amount available is Rs. 5,000.
  • Loan Period: Borrowers can choose a loan period ranging from 10 to 30 days.
  • Interest Rate per Day: The daily interest rate stands at 1.86%.
  • Interest Rate per Month: Monthly interest rates range from 15.8% to 18.1%.
  • APR (Annual Percentage Rate): The APR is calculated at 216.12%.
  • Citizenship: Eligibility is limited to Sri Lankan citizens.
  • Age Requirement: Borrowers must be between 21 and 50 years old.
  • Document Requirements: A valid Passport ID is needed.
  • Employment: Applicants can be employed or self-employed.
  • Company Registration: CashX Sri Lanka is registered under NO. PV00215063.

Loan Terms and Requirements

Understanding the loan terms and requirements is essential. CashX Sri Lanka’s terms are designed to ensure responsible lending while providing access to much-needed funds.

Pros and Cons

Every financial service has its advantages and disadvantages. We’ll weigh the pros and cons of CashX Sri Lanka to help potential borrowers make informed decisions.

Service Coverage

CashX Sri Lanka aims to serve individuals across the country, including major cities like Colombo, Dehiwala, Kotte, Moratuwa, Kandy, Negombo, Galle, Vavuniya, Jaffna, Matale, Ratnapura, and beyond. We’ll explore how their services reach different regions in Sri Lanka.

The Role of Microloans in Financial Inclusion

Microloans have emerged as a powerful tool for financial inclusion, allowing individuals from various socio-economic backgrounds to access credit. We’ll examine how CashX Sri Lanka contributes to this broader mission.

Applying for a Loan with CashX Sri Lanka

Step-by-Step Application Process

Applying for a loan with CashX Sri Lanka is a straightforward process. We’ll guide you through each step, ensuring that you have a clear understanding of what to expect.

Visiting the CashX Website

The journey begins with a visit to the official CashX website ( Here, applicants can select the loan amount, initiate the application, and undergo SMS verification by providing a valid mobile number.

Providing Personal Information

To continue with the application, you’ll need to provide your personal information. We’ll emphasize the importance of accuracy during this crucial step. A valid ID and mobile phone number are necessary.

Waiting for the Decision

CashX Sri Lanka employs an automatic scoring system to evaluate loan applications. We’ll discuss the typical waiting times for application feedback. In some cases, the CashX team may contact the applicant for additional details or verification.

Receiving Loan Funds

Once approved, the borrower receives the loan amount, which can be used for various purposes. We’ll explore the flexibility of fund utilization and the available options for receiving the loan.

Rejected Applications

Not all applications are approved. We’ll provide guidance on what to do if your CashX Sri Lanka loan application is rejected. This may involve double-checking personal information or exploring alternative lending options in Sri Lanka.

The Online Lending Landscape in Sri Lanka

Online lending has witnessed significant growth in Sri Lanka. We’ll examine the broader context of the online lending landscape, including competition and trends.

Loan Repayment in CashX

Convenient Repayment Methods

CashX Sri Lanka prioritizes the convenience of loan repayment. We’ll explain the different methods available for borrowers to repay their loans securely.

Security Measures

Security is paramount in online lending. We’ll delve into the security measures in place to protect borrowers’ sensitive information and financial transactions.

Accepted Payment Options

In addition to explaining repayment methods, we’ll list the accepted payment options, providing borrowers with flexibility in how they can settle their loans.

The Importance of Timely Repayment

Timely loan repayment is crucial. We’ll emphasize the importance of meeting due dates to avoid penalties and maintain a positive credit history.

Contact Information

Website and Email

Access to contact information is vital for borrowers. We’ll provide details about the CashX Sri Lanka website and email addresses for inquiries and support.

Email- |

Phone Number

A phone number is often the quickest way to reach customer support. We’ll list the phone number through which borrowers can contact CashX Sri Lanka.

Phone- +94117562756

Working Hours

Knowing the working hours of CashX Sri Lanka ensures that borrowers can seek assistance during the designated times.

Working time- Monday – Friday ( 9am – 6pm)

Physical Address
Address- Makati City, Executive Building, Jupiter Street corner Makati Avenue, Bel-Air, Sri Lanka

Social Media Links

– CashX Facebook:
– CashX Linkedin:
– CashX YouTube:

The Role of Customer Support in Online Lending

Quality customer support is a hallmark of reliable online lenders. We’ll discuss the role of customer support in ensuring a positive borrowing experience.

CashX Sri Lanka Reviews

Customer Testimonials

Customer testimonials provide valuable insights into the experiences of previous borrowers. We’ll showcase some testimonials from the CashX website to offer a glimpse into the user satisfaction levels.

Importance of Customer Feedback

Customer feedback plays a pivotal role in shaping the future of online lending services. We’ll underscore the importance of customer reviews in building trust and improving services.

Building Trust in Online Lending

Building trust is essential in the online lending industry. We’ll explore how CashX Sri Lanka aims to establish and maintain trust among its borrowers.

CashX Frequently Asked Questions

Certainly, CashX is a legally operating loan company in Sri Lanka. We were granted Certificate No. 2343 by the Securities and Exchange Commission (SEC) on June 30, 2017. All rights are reserved to AIS IT Consulting Services (Private) Limited.

What About Credit Information Requirements?

To apply for a CashX loan, please ensure that you meet the following criteria:

  • Age between 20 and 60 years.
  • Provide accurate personal and bank information.
  • Ensure your telephone number is valid.
  • Include a valid landline number from your workplace.
  • Upload a clear photo of your NIC, Passport, or Driving License to facilitate CashX in verifying your identity.

How Can I Check the Status of My Loan Application?

You can easily check the status of your loan application by visiting your private account.

How Can I Extend the Repayment Period?

If you require an extension for the repayment period, it is possible by paying a service charge. Please note that a 45% fee based on the loan amount will be applied. To avoid penalties, be vigilant about monitoring your due date.


In conclusion, we’ve embarked on a comprehensive exploration of CashX Sri Lanka, an online lending service offering fast access to loans of up to Rs. 50,000. By examining its terms, application process, repayment methods, and customer reviews, we’ve aimed to equip potential borrowers with the knowledge they need to make informed financial decisions. In an era where quick access to funds is a necessity, CashX Sri Lanka stands as a promising option for those seeking financial support. As we move forward, the world of online microloans is likely to continue evolving, further empowering individuals to meet their financial needs responsibly. It’s essential to stay informed and make financially sound decisions to secure a brighter financial future.

5/5 - (6 votes)

ශ්‍රී ලංකාවේ අඩු පොලී අනුපාතයක් සහිත හොඳම ඔන්ලයින් ණය

Loan type

Short term

For a period of

30 days

Rate ()

1.00% / day

Loan amount

40000 €

Approval in

5 minutes

First loan free


Loan type

Short term

For a period of

122 days

Rate (ARP)

12.00% / year

Loan amount

40000 $

Approval in

15 minutes

First loan free


Loan type

Short term

For a period of

28 days

Rate ()

0.04% / day

Loan amount

60000 $

Approval in

0 minutes

First loan free


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